PCI which stands for Payment Card Industry compliance is an initiative of the leading credit card companies including American Express, JCB, Discover, MasterCard and Visa to provide security standards for securing credit card transaction in online payment. The guideline is essentially a set of procedures of Data Security Standards to improve safety payment gateways and merchant websites to enhance e-commerce and prevent frauds.
Shopify is an e-commerce platform where thousands of shoppers spend millions of dollars in products purchase, and it is important to know if the platform is in compliance with necessary security protocols that will secure customers credit card. Where an e-commerce platform failed to meet mandatory security compliance, they put customers’ credit card and other financial information in jeopardy which has far reaching consequences. The question, therefore, is whether Shopify meets PCI security standards to give shoppers on the platform the rest of mind to do business on the platform without fear?
Shopify dedication is impeccable
As a leading e-commerce site, the security of customer transaction is central to Shopify policy of operation. Available information about Shopify compliances shows it holds Level 1 PCI DSS compliant. With the complaint status of Shopify, every store under its service is by default compliant.
The compliant requirement demands that a merchant is required to comply with a set of standards including the following:
- Website and server vulnerability checks through Approved Scanning Vendors (ASVs)
- Self-Assessment Questionnaires (SAQs)
- Company Security Audits
The merchants will need the service of handful security companies, qualified by the PCI standard backers to render such service. Each dealer needs to follow strict guidelines of the PCI oversight body
To ensure the affected merchant meets the regulatory standard for securing shopper credit card and payment information.
How is Shopify PCI compliant?
Here are six categories of PCI standards every merchant are to comply with if they desire to accept payment online from the PCI member services, these standard categories include the following:
- Maintain a secure network
- Protect Cardholder Data
- Maintain a Vulnerability Management Program
- Implement Strong Access Control Measures
- Regularly Monitor and Test Networks
- Maintain an Information Security Policy
By meeting all the above complaints categories, Shopify is certified with a Level 1 PCI DSS standard certification, and this affects all stores that reside on Shopify platform.
How to know Shopify is PCI compliant
The easiest way to know that Shopify or your merchant is PCI compliant is to check the information page of the payment service provider. Here is the link to MasterCard’s PCI certified merchants and VISA’s list of compliant merchants. On these lists, you should find Shopify listed.
— Riaan (@RiaanFriilance) 14 de mayo de 2017